Homebuying can seem like a daunting task, but it doesn’t have to be. One way you can help yourself make the process easier is to be prepared. Follow this checklist below and you will be well on your way to buying a home.
Find a real estate agent
Meet with a lender
Get pre-approved by a lender
Research mortgage options
Save for a down payment and closing costs (this may not be necessary depending on your loan).
Establish and maintain good credit
Documents you may need to have on hand:
W-2’s from last year
Pay stubs from the past 1-2 months
Proof of supplemental income
Tax documents from the past 2 years
Bank statements from the past 1-3 months
History of residence for the past 2 years
Please keep in mind that specific homebuying requirements may vary. Call/text Tamela Giroux Realtor, at 931-237-1417 to discuss this list in greater detail.